Effective Date: 01.04.20230

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Introduction

We ("we", "us", "our") take the protection of our website and/or mobile app users' ("user" or "you") data very seriously and commit to protecting the information you provide us in connection with the use of our website and/or mobile app (together: "digital assets"). Furthermore, we commit to protecting and using your data in accordance with applicable law. This Privacy Policy explains our practices regarding the collection, use, and disclosure of your data through the use of our digital assets (the "Services") when you access the services via your devices. Please read this Privacy Policy carefully and ensure you fully understand our practices regarding your data before you use our services. If you have read, fully understood, and do not agree with our practices, you must stop using our digital assets and services. By using our services, you acknowledge the terms of this Privacy Policy. Continued use of the services constitutes your consent to this Privacy Policy and any changes to it.

 

In this Privacy Policy, you will learn:

• How we collect data

• What data we collect

• Why we collect this data

• To whom we disclose the data

• Where the data is stored

• How long the data is retained

• How we protect the data

• How we deal with minors

• Updates or changes to the Privacy Policy

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What Data Do We Collect?

Category: Always

Below is an overview of the data we may collect:

• Non-identified and non-identifiable information you provide during the registration process or collected through the use of our services ("non-personal data"). Non-personal data does not allow us to identify who it was collected from. The non-personal data we collect mainly consists of technical and aggregated usage information.

• Individually identifiable information, i.e., information that can identify you or could reasonably be used to identify you ("personal data"). Personal data we collect through our services may include information requested from time to time, such as names, email addresses, physical addresses, phone numbers, IP addresses, and more. If we combine personal with non-personal data, we treat the combined information as personal data for as long as it remains combined.

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How Do We Collect Data?

Category: Always

Below are the main methods we use to collect data:

• We collect data during the use of our services. So, when you visit our digital assets and use services, we may collect, record, and store usage, sessions, and related information.

• We collect data that you provide to us, for example, when you contact us directly via a communication channel (e.g., an email with a comment or feedback).

• We may collect data from third sources, as described below.

• We collect data that you provide to us when you sign up for our services through a third-party provider like Facebook or Google.

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Why Do We Collect This Data?

Category: Always

We may use your data for the following purposes:

• To provide, operate, and maintain our services;

• To develop, customize, and improve our services;

• To respond to your feedback, requests, and provide assistance;

• To analyze request and usage patterns;

• For other internal, statistical, and research purposes;

• To improve our data security and fraud prevention capabilities;

• To investigate violations and enforce our terms and policies and comply with applicable law, regulations, or governmental orders;

• To send you updates, news, promotional material, and other information related to our services. You can choose whether you wish to receive promotional emails. If not, you can simply click the unsubscribe link in these emails.

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To Whom Do We Disclose This Data?

Category: Always

We may share your data with our service providers to operate our services (e.g., data storage through third-party hosting services, providing technical support, etc.). We may also disclose your data under the following circumstances: (i) to investigate, prevent, or take action against illegal activities or other misconduct; (ii) to establish or exercise our rights of defense; (iii) to protect our rights, property, or personal safety and the safety of our users or the public; (iv) in the event of a control change in our company or any of our affiliated companies (through merger, acquisition, or purchase of (substantially) all assets, etc.); (v) to collect, hold, and/or manage your data through authorized third-party service providers, as far as this is reasonably necessary for business purposes; (vi) to work with third parties to improve your user experience. To avoid any misunderstanding, we wish to point out that we may transfer or disclose non-personal data to third parties at our discretion or otherwise use it as described above.

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Cookies and Similar Technologies

When you visit or access our services, we authorize third parties to use web beacons, cookies, pixel tags, scripts, and other technologies and analytics services ("Tracking Technologies"). These Tracking Technologies may enable third parties to automatically collect your data to enhance the navigation experience on our digital assets, optimize their performance, and provide a customized user experience, as well as for security and fraud prevention purposes.

For more information, please read our Cookie Policy.

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Where Do We Store the Data?

Category: Always

• Non-Personal Data: Please note that our companies, as well as our trusted partners and service providers, are located around the world. For the purposes explained in this Privacy Policy, we store and process all non-personal data we collect in various jurisdictions.

• Personal Data: Personal data may be maintained, processed, and stored in the United States, Ireland, South Korea, Taiwan, Israel, and as necessary for the proper provision of our services and/or as required by law (as further explained below) in other jurisdictions.

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How Long Is the Data Retained?

Category: Always

Please note that we retain collected data for as long as necessary to provide our services, comply with our legal and contractual obligations to you, resolve disputes, and enforce our agreements.

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We may correct, amend, or delete inaccurate or incomplete data at any time at our discretion.

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How Do We Protect the Data?

Category: Always

The hosting service for our digital assets provides us with the online platform that allows us to offer you our services. Your data may be stored through our hosting provider's data storage, databases, and general applications. They store your data on secure servers behind a firewall and provide secure HTTPS access to most areas of their services.

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Despite the measures and efforts taken by us and our hosting provider, we cannot and do not guarantee the absolute protection and security of the data you upload, publish, or otherwise share with us or others.

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For this reason, we ask you to set secure passwords and, if possible, not to send us or others confidential information that you believe its disclosure could cause you substantial or irreparable harm. Since email and instant messaging are not considered secure forms of communication, we also request that you do not share sensitive information through these channels.

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How Do We Deal With Minors?

The services are not intended for users who have not reached the legal age of majority. We will not knowingly collect data from children. If you are not of legal age, you should not download or use the services and should not provide us with any information.

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We reserve the right to request proof of age at any time so that we can verify that minors are not using our services. In the event that we become aware that a minor is using our services, we may prohibit and block such users from accessing our services and will delete any information stored about such user. If you have reason to believe that a minor has provided us with data, please contact us as explained below.

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We use your personal data only for the purposes set out in the Privacy Policy and only when we are convinced that:

• the use of your personal data is necessary to fulfill or conclude a contract (e.g., to provide you with the services themselves or customer care or technical support);

• the use of your personal data is necessary to comply with relevant legal or regulatory obligations, or

• the use of your personal data is necessary to support our legitimate business interests (provided that this is always done in a manner that is proportional and respects your privacy rights).

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As an EU resident, you may:

• request confirmation as to whether or not personal data concerning you is being processed, and access to your stored personal data, along with supplementary information;

• request receipt of personal data you have provided to us in a structured, commonly used, and machine-readable format;

• request correction of your personal data that is stored by us;

• request deletion of your personal data;

• object to the processing of your personal data by us;

• request to restrict processing of your personal data, or

• file a complaint with a supervisory authority.

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However, please note that these rights are not absolute and may be subject to our own legitimate interests and regulatory requirements. If you have general questions about the personal data we collect and how we use it, please contact us as specified below.

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In the course of providing the services, we may transfer data internationally to affiliated entities or other third parties across countries from your country/jurisdiction to other countries/jurisdictions worldwide. By using the services, you consent to the transfer of your data outside of the EEA.

If you are located in the EEA, your personal data will only be transferred to locations outside of the EEA if we are convinced that an adequate or comparable level of protection for personal data exists. We will take appropriate steps to ensure that we have adequate contractual arrangements with our third parties to ensure that appropriate security measures are taken so that the risk of unlawful use, alteration, deletion, loss, or theft of your personal data is minimized, and that these third parties act at all times in compliance with applicable laws.

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Rights Under the California Consumer Privacy Act

If you use the services as a resident of California, you may be entitled under the California Consumer Privacy Act ("CCPA") to request access to and deletion of your data.

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To exercise your right to access and delete your data, please read below how you can contact us.

We do not sell personal data of users for the intentions and purposes of the CCPA.

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Updates or Changes to the Privacy Policy

We may revise this Privacy Policy at our discretion from time to time, the version published on the website is always current (see the "Effective date" note). We encourage you to review this Privacy Policy regularly for any changes. Significant changes will be posted on our website. If you continue to use the services after receiving notification of changes on our website, this constitutes your acknowledgment and consent to the changes in the Privacy Policy and your agreement to be bound by the terms of these changes.

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Contact

If you have general questions about the services or the data we collect about you and how we use it, please contact us at:

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Name: Philipp Schaefer

Address: Beethovenstrasse 21a, 53115 Bonn, Germany

Email Address: info(at)psc-advisory.de

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